For buyers
Buying a home
- A written pre-approval before the first viewing
- Shortlists matched to your budget and must-haves
- Offer strategy and negotiation, financing already lined up
Real estate Two licences
Usually their job
the search
Usually someone else's
the financing
Both of them, mine.
I'm a licensed real estate Sales Representative with Save Max Pinnacle as well as a Mortgage Agent. One person runs your search and your financing, so your offers rest on numbers that already exist and nothing is lost in the handoff.
02 How a deal runs
Two lanes. One line.
Every purchase runs on two tracks at once: the search and the financing. Usually that's two people, and the deal leaks at every handoff between them. With me, both tracks are one line from the first step.
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01 · Pre-approval
Budget first
We start with a written pre-approval, so the number you shop with is one a lender has actually agreed to.
Usually: an agent estimates your budget from a conversation, and you chase a lender on your own time.
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02 · Search
Search & tour
I shortlist against your must-haves and that budget, so every home you walk through is one you can finance.
Usually: the pre-approval lands after you've already fallen for a house.
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03 · Offer
Offer & negotiate
Your offer is built on financing that already exists, so we can move quickly and hold our position when it matters.
Usually: conditions get written around financing nobody has confirmed.
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04 · Conditions
Conditions cleared
Appraisal, lender conditions and paperwork are chased by the same person who wrote the offer.
Usually: every condition is relayed between two offices.
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05 · Closing
Close & move in
Funds, keys and registration land together, and I'm still your contact at renewal years later.
Usually: two contacts, and neither is accountable for the other's half.
Four handoffs, gone.
The same house and the same deal, with one person accountable from the first viewing to the closing table.
Start with the budget→03 Buying, selling, investing
Whichever side you're on.
For sellers
Selling a home
- Pricing from real comparables, not a hopeful number
- Staging advice and a marketing plan for the listing
- A clear read on every offer, including the buyer's financing
For investors
Investment property
- Rentals and multi-unit purchases
- Rental income worked into the financing from the start
- The numbers settled before you write anything
04 Out in the open
How I handle the two roles.
- 01
Told to you first
You'll know I'm acting on both sides of your purchase, the home and the mortgage, at our first real conversation and in writing.
- 02
How I'm paid, plainly
I'll tell you how I'm paid on each side before you sign anything, so there's nothing to work out for yourself.
- 03
Two licences, two brokerages
Real estate through Save Max Pinnacle Real Estate Brokerage. Mortgages through Affinity Mortgage Solutions Inc., Brokerage Licence #13093, a Dominion Lending Centres brokerage.